Money Smart Saving, planning & spending wisely.

Students use AI to understand money, make smart decisions, and reach their goals.

Money Smart illustration

What students will learn

Needs vs wants

Tell the difference before you spend.

Saving

Set a goal and watch progress grow.

Budgeting

Plan where money goes each week.

Comparing choices

Weigh options before you decide.

Planning purchases

Map cost, time, and first steps.

Earning money

Explore safe, age-appropriate ways to earn.

Giving

Families choose differently. Talk it over.

Real-life practice

Try a plan with a trusted adult.

Grade 4–8 ladder

Each grade builds on the last — from foundations to a Grade 8 capstone.

Grade 4
Money Foundations
Needs vs wants · earning for a goal
Grade 5
Financial Literacy Graduation
Build and adjust a real budget
Grade 6
Saving, Banking & Interest
Accounts, interest, saving strategies
Grade 7
Investing & Growing Money
Investments, risk, smart choices
Grade 8
Independent Living Capstone
Full budget · taxes · life simulation

Skills students take beyond AI

Plan ahead
Save wisely
Make smart choices
Reach your goals

Ready to see it in action?

Preview a lesson from Money Smart, or license all three courses for your school.

Money Smart — Triple AI Certification